Health Insurance Requirement

ACADEMIC YEAR 2026 - 2027

Students who are taking 6 or more credit hours (main campus or distance learning) must provide proof of health insurance coverage in order to avoid having a BCBS Student Blue health insurance premium charged to their student account. The only exception to the 6-credit hour stipulation is if your Major is considered a Distance Learning major or if you are non-degree seeking. 

Students who do not provide verifiable health insurance information before the waiver deadline will be enrolled automatically in the UNC endorsed student health insurance plan and will be billed for the semester. The BCBS Student Blue health insurance policy is part of a UNC system-wide plan, negotiated each year through the insurance agent for the state of North Carolina.

The waiver deadline for the Fall 2026 semester is September 10. If the deadline is missed, you will be charged for the Spring Student insurance premium and default enrolled!

Who is required to enroll in the UNC System student health insurance plan?

  • Are you enrolled in a minimum of 6 credit hours?
  • Are you required to pay the campus student health fee?
Effective August 1, 2026 - July 31, 2027

The student health insurance structure has been updated to streamline coverage options and adjust seasonal rates. The previous multi-tier "Value" and "Premium" options have been consolidated into a single, comprehensive standard plan.

The updated per-semester premium rates are as follows:

  • Undergraduate Student Plan: $1,312.00 per semester

  • Graduate Student Plan: $2,366.50 per semester

These premium charges will appear automatically on your student account statement alongside standard tuition and fees. Please note that enrollment in the Spring semester plan automatically extends to include full coverage throughout the Summer term.

The insurance coverage listed below are the highlights of the UNC Sponsored Student Insurance Plan:

  • If the deadline is missed to waive then the student will have a chance to appeal this decision and provide active coverage to still waive out of the insurance. You can appeal on the student website
www.studentbluenc.com/ncat 

The Alvin B Blount Jr Student Health Center is "In Network with 96% of all major insurances. We accept nearly all health insurances utilized by A&T students. We encourage ALL parents and students to check with their insurance company that they will have coverage at the North Carolina A&T Alvin V. Blount Health Center.

Accepted Commercial Insurance

At the Alvin V. Blount Jr. Student Health Center, we work with a wide variety of insurance companies to make your relationship with us as effortless for you as possible. By verifying your coverage upfront, you can spend your time with us concentrating on your treatment and recovery.

Please have a copy (front and back) of your Insurance and Pharmacy benefits card ready when you visit us for the first time.

 
  • Aetna
  • Blue Cross of NC
  • Blue Cross (Out of State BCBS, Federal Blue Plan, Commercial Plans)
  • Cigna
  • Emblem Health 
  • MedCost
  • MultiPlan (Symbol on back of Card)
  • PCHS
  • North Carolina Medicaid (Out of state Medicaid is NOT accepted at the Student Health Center)
  • NC Health Choice Carolina Access
  • United Health CareUnited Health Care (Strategy / Alliance Partner’s / Community Plans)
    Tricare Select/Prime
  • NC A&T SU Worker’s Comp with Authorization
  • Various other short term healthcare plans. 
  • GHI 

Your insurance coverage may require you to be responsible for co-payments, co-insurance, or other deductible amounts. We require insurance co-pays on the day of your service. For your convenience, we accept Visa, MasterCard, Flex /HSA Spending Cards, Discover, American Express and Student Accounts. Because some insurance companies require a referral from another medical provider before covering you, please check ahead with your provider before scheduling an appointment.

Payment methods:

Please note that the Insurance Department of the Alvin V. Blount Jr. Student Health Center is not responsible for processing any insurance claim payments for services received outside of the care of the Student Health Center. The Insurance Department of the Alvin V. Blount Jr. Student Health Center only processes insurance claims for university-endorsed insurance plan members that receive services at the Student Health Center.

The patient must have a credit/debit card at the time of payment. Flex cards are also accepted. Acceptable forms of payment for services rendered at the Alvin V.  Blount Jr. Student Health Center are as follows:

  • Cash
  • Health Saving Cards (HSA)
  • Apple Pay
  • Aggie One Card
  • MasterCard, VISA, American Express, Discover, ATM/Debit with valid identification
  • Check with valid identification
  • Charge to the patient's University account ($5.00 Minimum Charge)

UNC Sponsored Student Insurance

Fall Semester (August 1, 2026 - December 31, 2026)
Spring Semester (January 1, 2027 - July 31, 2027)


The insurance coverage listed below are the highlights of the UNC Sponsored Student Insurance Plan:

  • 100% coverage for services associated with sickness or injury at Student Health Services (no deductible and no copay)
  • Prescriptions covered 100% up to $100,000.00 at Student Health Services Pharmacy with a $15 copay
  • Prescriptions filled at outside pharmacies covered up to $100,000.00 with $30/$45 generic co-pays, $60 formulary brand name copay and $120 non-formulary and specialty drug brands copay
  • Vision Care Plan - 1 vision exam + glasses or contacts will reimburse up to $200
  • 80% of PPO allowance for allowable services within the Preferred Provider Network
  • Will cover up to $500 (SHC only) for Massage Therapy 
UNC Sponsored Insurance Brochure